Finding a good bank in Massachusetts is not a challenging task. The state is lined with all the top banks in the country and it also homes some of the best international banks. So, how can you find the best bank in Massachusetts for your financial needs? A good bank is one that fulfills all your banking needs like ATM access, online banking, good interest rates on savings account, and quick loans.

Following is a list of some of the top banks in the state that provide a variety of facilities to their customers.

Santander Bank
If you like hassle-free banking without complicated transactions, Santander bank is the bank for you. It offers a simple checking account called Simply Right Checking, which is ideal for individuals looking for free and no-hassle checking accounts. This account needs only one transaction per month to avoid any account-related fee. There is also no minimum balance requirement and there are many eligible transactions like transfers, deposits, withdrawals, and payments. No other bank provides such facilities with a checking account.

Citizens Bank
This bank in Massachusetts is easy to access and provides various services to all types of customers. This bank has 1,200 branches in 11 states and, hence, you can easily find one close to where you live. This bank is ideal for individuals who like traditional banking options. Citizens Bank provides a wide range of financial products to its customers. This bank is well known for its savings accounts and personal loans. It also offers one of the best money market accounts in Massachusetts. Citizens Bank is a good choice for a basic, hassle-free checking account. This account comes with an easy to waive off monthly fee and offers many other facilities such as online transactions and debit/credit cards.

Bank of America
This bank is the top choice of students across the country, and the same is true in Massachusetts. It offers students below the age of 24 years a no-fee bank account. This account can be opened with a minimum deposit of around $25, and there is no monthly maintenance charge until the students graduate. This bank also offers some user-friendly tools that help students manage their money in a systematic way throughout the month. A service called Venmo enables students to transfer money directly to and from their friends’ accounts. The bank applies a heavy penalty for overdraft on student accounts because they have limited funds, and this ensures that students use their money smartly.

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TD Bank
TD Bank is the best bank for savings accounts in Massachusetts. It offers two different savings account options, which are great in their own ways. The Simple Savings account from the bank yields 0.05% APY and has no minimum opening balance requirement. The monthly maintenance fee for this account is just about $5, which can be avoided by maintaining a minimum balance. Then, there is the Preferred Savings account, which yields anywhere between 0.1% to 1.0% APY. This account is perfect for customers with a high net worth. This account has a monthly fee of around $15, and it can be avoided by maintaining a balance of $20,000.

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