Who doesn’t want to buy branded products for their home and personal use? But branded products always come with an expensive price tag. Most people buy expensive items using credit cards so that they can repay the balance amount over the time in monthly installments. But for people with poor credit, owing good furniture or home appliances is difficult. So, for this segment of people with bad or no credit history, Fingerhut offers branded products and also allows you to own them by offering finance.

Fingerhut works as an attractive catalog for consumers with limited income or bad credit. This online shopping portal offers products from electronics to jewelry to furniture. However, the prices of the branded goods are a little higher when compared to the other retailers in the market. The prices are a bit higher in Fingerhut because it lets consumers buy on a payment method that allows them to adjust their payments as per their budget. Once you apply for credit, you will get an immediate response and you can start shopping instantly. You can also use Fingerhut coupons to get some exclusive discounts on the price tag.

Credit options at Fingerhut
For consumers who don’t have approved credit limit through common finance sources, Fingerhut has two unique plans to receive credit.

Fingerhut Advantage Revolving Credit Account

Fingerhut Freshstart Credit Account

Fingerhut Advantage Revolving Credit Account
This option is ideal for people who want to repair or rebuild their credit. It lets you buy branded products and repay the balance in low monthly installments that can fit in your budget. You do not have to pay any annual fees or over limit fees when you opt for this plan. When you maintain good credit standing and repay the balance in a single payment, Fingerhut increases your credit limit accordingly.

Fingerhut Freshstart Credit Account
In this option, you need to make a one-time down payment of $30 on your purchase. Once your payment is processed, your item will be shipped and you can pay off the rest of the amount in low monthly installments. When you pay off the balance without any delays, you will be eligible for the Revolving credit account.

The credit options can be used to shop only at Fingerhut, and you are not allowed to transfer balances or have cash advances.